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Not telling your insurance company all the relevant facts can lead to them declining a claim. The big question is: What is Relevant? The following article goes a long way to describing what is important.
Homes used to be insured by the floor area of a property. From mid 2013 homes will have to have a sum insured specified.
In the event of a claim where a tenant has caused, or is held responsible for, damage to rented property a landlord or his insurance company will recover costs from the tenant.
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